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Special Coverage

Pharmacy

Our pharmacy option allows you to claim back 50% on all of your prescribed drugs and medicines up to a maximum of €200. So for example, If your annual prescription
costs were €400, you would receive reimbursement of €200 for the year.

This additional cover can only be added on contraction or renewal of the health insurance plan you contract.

There are no waiting times or exclusions with this option. All insured parties on your policy must take the option.

The age limits are 0-75 years of age.
Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you’ll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you’ll get 50% back — that’s €20 back in your wallet.

Get a quote and include this option with your chosen plan.

Work Accidents

The work and traffic accidents option provides full medical assistance if you are either a driver or passenger in a traffic accident or if you suffer a work-related accident. This extra option can only be added on contraction or renewal of the health insurance plan you decide to take out. All insured parties on your policy are required to contract the option and the cover can continue up to 75 years of age. There are no waiting periods and no exclusions applied.
Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you’ll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you’ll get 50% back — that’s €20 back in your wallet.

Get a quote and include this option with your chosen plan.

Worlwide €300.000

Our Worldwide cover option gives you 80%-90% reimbursement on all of your medical bills up to €300,000 using doctors and hospitals outside of the network both in Spain and worldwide. This extra option can only be added on contraction or renewal of the health insurance plan you decide to take out. The upper age limit that you can contract this option is 64 years of age. The waiting periods are 8 months.

Levels of Cover available: €50,000 / €100,000 / €150,000 / €200,000 / €300,000
Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you’ll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you’ll get 50% back — that’s €20 back in your wallet.

Get a quote and include this option with your chosen plan.

Income Protection

The Income Protection extra option provides you with a subsidy of €60 per day, if you are hospitalised and is payable from the first day of hospitalisation.

This additional cover can be added to your policy at any time during the life of the policy and can be taken on an individual basis. This cover is available to clients between the ages of 16 and 64.

There is an 8 month waiting period and exclusions apply.
Important information

Annual limits

An annual limit applies to how much you can claim and/or the number of times you can claim for extras. At the beginning of each year, your benefit limits are renewed allowing you to claim benefits again. Annual limits are calculated per person, per calendar year.

Waiting periods

Before you can start claiming, you must be in your chosen cover for a set period of time (known as a waiting period). Members can only claim benefits after they have served the relevant waiting period. Some of our options like the pharmacy extra option do not have any waiting periods.

Percentage back

Depending on the options you choose, you’ll get 80% of the cost back on extras like our €150,000 worldwide reimbursement option and 50% every time you claim for pharmacy, until you reach your annual limit. So, if you visit your doctor for a prescription and it costs €40, you know you’ll get 50% back — that’s €20 back in your wallet.

Get a quote and include this option with your chosen plan.

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